Coverage for special risks

Risk again, new insurance policy !

In life, you have to take risks and cover the outcome.

In a world in permenant movement, we must constantly face new situations, new challenges. Therefore, we have developed products that adapt to your needs.

Today, we take risks in an international environment as well as in the digital spheres; internally and on the deregulation of a conflict country. Don't be surprised, make the right decision.

As an employee or company director, you have as many duties as rights. In this sense, there are many insurance companies that you can benefit from. Our catalogue is at your disposal.

Our services

D&O (directors' liability)

As a company manager, D&O insurance protects you against possible claims from shareholders, employees, customers and legal or administrative authorities.

Cyber

Risks related to IT assets are a major challenge for your company. Are your data-data well backed up and routed ? What if a crypto-virus makes them all inaccessible ?

Fraud

Fraud insurance protects you against the consequences of internal or external fraud. This gives you maximum protection against this growing threat.

Credit

Cover your business against the financial consequences of your clients' insolvency. A fundamental instrument in risk management.

K&R (Kidnapping & Ransom)

Hostage-taking, kidnappings, extortion... K&R insurance is aimed at large companies, multinationals, NGOs and VIPs. All regions of the world can be covered.

Contractual / Performance Bonus

Contractual bonus insurance is specifically designed to protect the contractual obligation to grant performance-related bonuses in the event that set targets are met.

Bonding

When a partner asks you for guarantees and security, bonding insurance prevents liquidity shortages. A sign of confidence.

Political Risks

War, embargo, ban on transfers, nationalisation, discriminatory taxation... In some countries, political risk is difficult to quantify. It must be the business of a team of specialists.

Legal protection

According to the magazine A Bon Entendeur, 40% of Swiss people would live without it. But being right and getting justice are two very different things. Choose the optimal solution.

Tailor-made

Each insurance policy is designed to cover the real needs of our clients. A dedicated team and a single point of contact guarantee a personalised relationship.

Risk control

If doing the maximum is in the order of things, finding the optimum solution that corresponds to each request is our daily objective.

New solutions

Thanks to our in-depth knowledge of the market, we are able to offer you the most suitable solutions whatever your situation.

At your service

Marcel Eckerle

CEO

Zurich

contact

José Bravo

Insurance Manager Geneva

Geneva

contact

Paolo Cavalli

Branch Manager Ticino

Ticino

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Our other services

Protect your company's assets

Coverages designed for you : property and business interruption / technical / construction, corporate / professional / travel, motor vehicle insurance...

Protect your goods during transport

Tailor-made solutions with unique expertise : Cargo (import / export), Fine Art, Jewellery - Fine Jewellery, Stock and Transit, Carrier's liability - Freight Forwarder

Protect and insure your employees

Optimal benefits : loss of earnings due to illness and accident, occupational and state pensions, health insurance, mortgage financing...

International Solutions

As a member of the Verspieren International network, optimum is able to offer you worldwide coverages by offering you tailor-made insurance programmes.